We are sure you have a lot of questions. These are the most common questions asked by those searching for a financial planner.
1. What is Bond and Devick?
We are a Goals-Based Financial Planning firm dedicated to help you reach your goals by looking at your unique financial situation and implementing a personalized financial plan. Visit Our Promise and Our Commitment to You pages for more information.
2. How much does Bond and Devick Charge? How much money do I need to work with Bond and Devick?
Visit our Fees and Minimums page.
3. What is a financial plan?
A financial plan is an in-depth review of your unique financial situation focusing on retirement planning, retirement income planning, specific investment recommendations, estate planning, risk management, and education planning. Based on your goals, we will analyze your situation and recommend the best financial plan for you.
4. Are your fees tax-deductible?
In some cases, yes. Section 212 of the Internal Revenue Code permits an itemized deduction for tax and/or investment advice. However, we always recommend you to refer to your accountant regarding your individual situation.
5. Does Bond and Devick offer professional (ie. legal, accounting) services?
No, however we have a host of attorneys, accountants, mortgage brokers and insurance representatives who we work closely with to help you.
6. Will client information be kept confidential and safe?
Yes, it is the law. We adhere to strict industry standards in addition to our own internal policies and procedures to keep your information secure. We maintain a constant awareness and respect of our clients’ sensitive information. We have a well thought out, tested, and secure data recovery plan in the event of an unforeseen disaster.
7. Once my plan is complete, what will my relationship with Bond and Devick look like?
Financial planning is a journey not a destination. We provide annual, semi-annual, or quarterly analysis of your accounts and plan by reviewing your investments and your current situation. Things change in both the market and in your life, we will change your plan to make sure it is keeping pace with your goals. Tax planning is done on a regular basis and your retirement plan is updated when necessary. We have a competent team who is here to answer your questions. You will receive monthly market update emails and a quarterly newsletter. As well as have opportunities to volunteer with us and attend our client events.
8. How do I get started and what is your process?
Visit our Our Process page