Welcome! Thank you for giving us the opportunity to tell you about Bond and Devick. As a team, we aim to become your primary financial and retirement planning resource by helping you arrange your financial affairs in the most efficient and effective way.
What makes Bond and Devick unique is our Goals-Based Planning and Team Approach. Each member of the Bond and Devick Team has an area of expertise. We feel it is important to offer clients a well-rounded look into their financial situation. As a team, our objective is to help our clients reach their long-term goals and dreams by creating a financial plan based on their unique goals and circumstances.
1. Phone call and appointment set up
Upon initial contact, we will go through a variety of questions and set up a meeting with one of our financial planners. You will receive a list of items to bring to this initial meeting. There is no fee for the first 1 hour meeting.
2. Financial Overview
During our first meeting we will go over your unique financial situation and goals. You will receive an overall review with basic recommendations. If we believe we can assist you and you agree to move forward, we will enter in a contractual agreement. At this point we will run a retirement plan and your relationship with Bond and Devick will begin.
3. Financial Planning and Investment Advisory Services
We provide ongoing financial planning and investment advisory services. Our first step after we review your financial situation and objectives is to complete a financial plan. This is done by reviewing your goals, income analysis, risk assessment, and retirement plan. All relevant financial issues are discussed, such as education funding, cash flow, insurance, consolidating investment accounts, etc. During the second year and beyond, there are typically one or two meetings per year with your advisor to review your plan and make any necessary adjustments. In addition to these annual in-person meeting(s), your advisor will review your accounts 2-4 times per year.
Fees are based on the complexity of your financial situation and the investments assets under management. The annual fee covers all meetings, phone calls and other communication. This is an open-ended agreement that you may terminate at any time. Visit our Fees and Minimums page for more information.